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Some wise old person used to say, "A hard head makes a soft ass."

Their obvious meaning was that stubbornness and stupidity will continue to bring trouble your way; hence a "soft ass" from it getting kicked so many times.

Apparently one of the mortgage company owners doesn’t believe that we mean what we say.

They'll be believers when they receive notice of the lien our lawyer is placing on their property.

Then of course they're shooting themselves in the foot by not paying in a timely fashion. Not only are they getting socked with late, legal and filing fees but they contribute to the assessment delinquency rate.

Any knowledgeable potential buyer will be asking about the assessment delinquency rate as well as other business based "hard questions."

We tried being cordial yet firm. Now the time for talking is done.